> For the complete documentation index, see [llms.txt](https://guides.gresb.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://guides.gresb.com/lender/completing-the-assessment/2026-lender-assessment/entity-and-reporting-characteristics/entity-characteristics/po1-environmental-issues.md).

# LEC5: Nature of the Business

<table data-column-title-hidden data-view="cards" data-full-width="false"><thead><tr><th></th><th></th><th></th><th data-hidden data-card-cover data-type="image">Cover image</th></tr></thead><tbody><tr><td><i class="fa-bullseye">:bullseye:</i> Maximum Score</td><td><strong>Not scored</strong></td><td></td><td></td></tr><tr><td><i class="fa-pen-to-square">:pen-to-square:</i> Prefill</td><td><i class="fa-xmark">:xmark:</i> <strong>Not eligible</strong></td><td></td><td></td></tr><tr><td><i class="fa-shield-check">:shield-check:</i> Validation</td><td><strong>None</strong></td><td></td><td></td></tr></tbody></table>

***

**Nature of the business**

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<figure><img src="/files/KPTiunaXvrSnblqdpYyX" alt=""><figcaption></figcaption></figure>
{% endcolumn %}

{% column width="25%" %}

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## Assessment Instructions

<details>

<summary><strong>Intent</strong>: What is the purpose of this indicator?</summary>

Describe the nature of the participating entity’s business. Participants should select the applicable answer.

</details>

<details>

<summary><strong>Input</strong>: How do I complete this indicator?</summary>

Complete all applicable fields.

Participants must report the portfolio split by business type at the end of the reporting period.

#### Terminology

**Loan originator**

> The lender that serves as the primary loan underwriter and provides proceeds to the borrower.

**Loan purchaser**

> The party that purchases a loan or group of loans from a loan originator.

</details>

<details>

<summary><strong>Validation</strong>: What evidence is required?</summary>

Evidence not required.

</details>

## Scoring

This indicator is not scored.

***


---

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