> For the complete documentation index, see [llms.txt](https://guides.gresb.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://guides.gresb.com/lender/completing-the-assessment/2026-lender-assessment/management-component/loan-portfolio-strategy.md).

# Loan Portfolio Strategy

15 Points

The **Loan Portfolio Strategy** aspect assesses how the entity embeds sustainability into its loan portfolio approach, including how it considers environmental and social impacts and uses incentives to drive outcomes.

<table><thead><tr><th width="124.09765625"></th><th width="196.943359375"></th><th width="130.8046875"></th><th width="128.0078125"></th><th></th><th></th></tr></thead><tbody><tr><td></td><td><i class="fa-flag-swallowtail">:flag-swallowtail:</i>  Topic</td><td><i class="fa-bullseye">:bullseye:</i> Max Score</td><td><i class="fa-pen-to-square">:pen-to-square:</i> Pre-fill</td><td><i class="fa-shield">:shield:</i> Evidence</td><td><i class="fa-landmark">:landmark:</i> Pillar</td></tr><tr><td><a href="/lender/completing-the-assessment/2026-lender-assessment/management-component/loan-portfolio-strategy/lls1-environmental-impact.md" class="button primary">LLS1</a></td><td><strong>Environmental Impact</strong></td><td><strong>4 points</strong></td><td><strong>Not eligible</strong></td><td><strong>Not required</strong></td><td><strong>Environment</strong></td></tr><tr><td><a href="/lender/completing-the-assessment/2026-lender-assessment/management-component/loan-portfolio-strategy/lls2-social-impact.md" class="button primary">LLS2</a></td><td><strong>Social Impact</strong></td><td><strong>4 points</strong></td><td><strong>Not eligible</strong></td><td><strong>Not required</strong></td><td><strong>Social</strong></td></tr><tr><td><a href="/lender/completing-the-assessment/2026-lender-assessment/management-component/loan-portfolio-strategy/lls3-loan-incentives.md" class="button primary">LLS3</a></td><td><strong>Loan Incentives</strong></td><td><strong>2 points</strong></td><td><strong>Eligible</strong></td><td><strong>Required</strong></td><td><strong>Governance</strong></td></tr><tr><td><a href="/lender/completing-the-assessment/2026-lender-assessment/management-component/loan-portfolio-strategy/lls4-sustainability-kpis.md" class="button primary">LLS4</a></td><td><strong>Sustainability KPIs</strong></td><td><strong>3 points</strong></td><td><strong>Not Eligible</strong></td><td><strong>Not required</strong></td><td><strong>Governance</strong></td></tr><tr><td><a href="/lender/completing-the-assessment/2026-lender-assessment/management-component/loan-portfolio-strategy/lls5-financing-efficiency-improvements.md" class="button primary">LLS5</a></td><td><strong>Financing Efficiency Improvements</strong></td><td><strong>2 points</strong></td><td><strong>Eligible</strong></td><td><strong>Required</strong></td><td><strong>Environment</strong></td></tr></tbody></table>


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