**Does the lender offer loans that are aimed at positive social impact?**
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## Assessment Instructions
Intent: What is the purpose of this indicator?
The focus is on understanding whether the lender offers loans aimed at positive social impact and what qualifying criteria apply. Participants should select the criteria the borrower must either achieve or already possess to qualify.
Input: How do I complete this indicator?
Select Yes or No. If Yes, please select all applicable checkboxes.
**Other:** Answers provided under 'Other' must be outside the options listed in the indicator to be valid. This indicator contains two options to provide an answer:
1. After selecting Yes, state applicable impact analysis process.
2. Under 'Positive impact(s)' checkbox participants can state impact/metric that is tracked/reviewed.
#### Terminology
**Affordable housing**
> Assets or projects that are specifically marked by national or local government and are available to those with medium/low income.
**Underserved communities**
> Communities that are disadvantaged based on characteristics including race, ethnicity, geography and health accessibility.
**Refurbishment**
> Renovation or redecoration works undertaken by a landlord or tenant.
**Improved wellbeing of tenants**
> Measures or initiatives intended to enhance tenants’ health, comfort, safety, and overall quality of life.
**Development of community amenities**
> Assets or projects that create or enhance shared local facilities and services that support community needs and daily life.
**Nonprofit community housing**
> Housing assets or projects owned, developed, or operated by nonprofit entities with a primary social mission, typically prioritizing long term affordability or community benefit.
**'Property-backed' social businesses**
> Financing of an asset or asset pool that is intended for businesses with social impacts, like health-centres, collaborative office spaces, etc.
Validation: What evidence is required?
No evidence required. Only the 'Other' answer is manually validated.
#### Other Answer
If 'Negative exclusion' checkbox is selected, participant must explain which criteria are used in the process, which is subject to manual validation.
The answers provided under 'Other' are subject to manual validation.
Validation Basics
## Scoring
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Scoring: How does GRESB score this indicator?
The scoring of this indicator is equal to the sum of the fractions assigned to the selected options and respective sub-options, multiplied by the total score of the indicator.
**Other:** The 'Other' answer is manually validated and assigned a score which is used as a multiplying factor, as per the table below:
| Validation status | Score |
| ----------------- | ----- |
| Accepted | 1/1 |
| Not Accepted | 0 |
| Duplicate | 0 |
Scoring Basics
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